Published on Monday, 26 January 2026

1M Compounded

1.1176%

▲+0.0122%from yesterday

Past 5 days

Mon1.1498%▼ -0.0056%19 Jan
Tue1.1378%▼ -0.0120%20 Jan
Wed1.1241%▼ -0.0137%21 Jan
Thu1.1107%▼ -0.0134%22 Jan
Fri1.1054%▼ -0.0053%23 Jan
§

Annual Review Retrospective

Low
High

Current rate is in the 3rd percentile for this period

Trading Range

HighFeb 3, 2025
2.7985%
1.6955%spread
LowNov 20, 2025
1.1030%

Distribution

Mean1.7495%
−σμ+σ
Volatilityσ = 0.5332

Mortgage Rate Estimator

Estimated rates based on 3M Compounded SORA + typical bank spreads

SORA Type
Base Rate3M Compounded SORA
1.1436%
Competitive+0.30%
1.44%p.a.
1.14% + 0.30%
Standard+0.70%
1.84%p.a.
1.14% + 0.70%
Premium+1.00%
2.14%p.a.
1.14% + 1.00%

Monthly Repayment Calculator

Current: 1.1436%
Same spread throughout the loan tenure
S$
1 yr18 yrs35 yrs
Estimated Monthly RepaymentS$2,081.41at 1.84% p.a. (1.14% + 0.70%)
PrincipalS$500,000
Total InterestS$124,422
Total PayableS$624,422

* Estimates based on current SORA rates. Actual payments may vary as SORA fluctuates.