Published on Friday, 28 November 2025

1M Compounded

1.1488%

▲+0.0038%from yesterday

Past 5 days

Fri1.1047%▲ +0.0017%21 Nov
Mon1.1520%▲ +0.0473%24 Nov
Tue1.1527%▲ +0.0007%25 Nov
Wed1.1473%▼ -0.0054%26 Nov
Thu1.1450%▼ -0.0023%27 Nov
§

Annual Review Retrospective

Low
High

Current rate is in the 4th percentile for this period

Trading Range

HighDec 23, 2024
3.0562%
1.9532%spread
LowNov 20, 2025
1.1030%

Distribution

Mean2.0176%
−σμ+σ
Volatilityσ = 0.6046

Mortgage Rate Estimator

Estimated rates based on 3M Compounded SORA + typical bank spreads

SORA Type
Base Rate3M Compounded SORA
1.2496%
Competitive+0.30%
1.55%p.a.
1.25% + 0.30%
Standard+0.70%
1.95%p.a.
1.25% + 0.70%
Premium+1.00%
2.25%p.a.
1.25% + 1.00%

Monthly Repayment Calculator

Current: 1.2496%
Same spread throughout the loan tenure
S$
1 yr18 yrs35 yrs
Estimated Monthly RepaymentS$2,107.02at 1.95% p.a. (1.25% + 0.70%)
PrincipalS$500,000
Total InterestS$132,107
Total PayableS$632,107

* Estimates based on current SORA rates. Actual payments may vary as SORA fluctuates.