Published on Thursday, 11 December 2025

1M Compounded

1.1541%

▼-0.0017%from yesterday

Past 5 days

Thu1.1190%▼ -0.0022%4 Dec
Fri1.1199%▲ +0.0009%5 Dec
Mon1.1445%▲ +0.0246%8 Dec
Tue1.1516%▲ +0.0071%9 Dec
Wed1.1558%▲ +0.0042%10 Dec
§

Annual Review Retrospective

Low
High

Current rate is in the 8th percentile for this period

Trading Range

HighDec 23, 2024
3.0562%
1.9532%spread
LowNov 20, 2025
1.1030%

Distribution

Mean1.9593%
−σμ+σ
Volatilityσ = 0.6003

Mortgage Rate Estimator

Estimated rates based on 3M Compounded SORA + typical bank spreads

SORA Type
Base Rate3M Compounded SORA
1.2101%
Competitive+0.30%
1.51%p.a.
1.21% + 0.30%
Standard+0.70%
1.91%p.a.
1.21% + 0.70%
Premium+1.00%
2.21%p.a.
1.21% + 1.00%

Monthly Repayment Calculator

Current: 1.2101%
Same spread throughout the loan tenure
S$
1 yr18 yrs35 yrs
Estimated Monthly RepaymentS$2,097.46at 1.91% p.a. (1.21% + 0.70%)
PrincipalS$500,000
Total InterestS$129,237
Total PayableS$629,237

* Estimates based on current SORA rates. Actual payments may vary as SORA fluctuates.